Our knowledge of the marketplace and latest product developments provides you with the information to make informed decisions.
During the sales process, life insurance carrier and product evaluation are critical to efficiently fund the selected planning strategy. The use of advanced marketing techniques such as split dollar, premium financing, private loan arrangements, executive bonus, and other arrangements is a consideration in the recommendation of a funding mechanism. Post-issue, client education is key in maintaining relationships and ensuring that there is full understanding of the function of insurance as a piece of the overall plan.
In your role as a trusted advisor, the policy audit review is important to assure that coverage is performing as expected and continuing to meet the client’s objectives. Policy audit is a particular area of focus, encompassing policy performance, varying interest rate scenarios, premium funding, and carrier due diligence.