Advanced Policy Owner Services


KBM Consulting, LLC provides innovative financial solutions in the areas of wealth transfer planning, estate planning, business succession planning, insurance planning, and executive benefits. Our goal is to build long-term relationships with companies and serve as an advisor on their team. We operate as an independent financial resource and provide back-office support to our clientele.


Provide superior, prompt customer service to clients with limited supervision. Effectively communicate with multiple carriers and clients utilizing the firm’s or individual advisor’s internal policies and procedures. This is a 1099 contract remote position.


  • Running new business illustrations for term conversions.
  • Providing split dollar administration which may include using template letters for split dollar policies.
  • Update CRM to track annual reviews.
  • Prepare annual reviews which includes running inforce illustrations, preparing annual review templates, obtaining current cash values, cost basis, loan values, and loan interest. In the event the policy is not performing as anticipated, provide inforce alternatives and/or propose a restructure of the policy.
  • Reviewing inforce policies to determine if additional premiums are required.
  • Reviewing inforce policies that were designed as a LIRP to confirm distributions may occur as anticipated to provide retirement income.
  • Run monthly reports utilizing the firm’s CRM.
  • Ability to understand, illustrate and order inforce illustrations.
  • Reviewing a firm’s book of business to determine sales opportunities.
  • Draft letters for Crummey Notices when required.
  • Work with the advisors and staff and participate as a team member.
  • Provide excellent customer service by responding to firms and/or clients inquires with a sense of urgency and high caliber professionalism.


  • Two-year college degree in Business Administration or similar focus.
  • Three years’ experience in the life insurance industry.


  • Self-Motivated.
  • Excellent interpersonal skills and excels at building relationships.
  • Strong verbal and written communication skills.
  • Ability to handle multiple tasks and prioritize work.
  • Ability to work autonomously and perform well under pressure.
  • Knowledge of Microsoft Office Suite and other business-related software.
  • Strong attention to detail with ability to organize, prioritize, and manage multiple tasks within set deadlines.


  • Position requires the consultant to have a case design background specifically running illustrations but also has 5+ years of experience with various product types.
  • Remote consulting position with flexible schedules.
  • Contractor will provide their own equipment, including any telephone, printer, or computer.